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Learn about financing
With payment solutions for any budget, discover how dental financing can help you get the care you need.
Is dental financing right for you?
If you need extensive dental work, dental financing is a great solution. Like any financing, you’ll pay over time with manageable monthly payments to get all the dental care you need. We work with a 3rd party – CareCredit for dental financing.
Apply for financing
We keep your smile stress-free with third-party lenders that makes your care affordable with one low monthly payment.
Once you have a treatment plan, you can quickly and securely apply the same day with your office care team. Ask to apply and we’ll walk you through it.
Without impacting your credit, you can see your financing options within minutes.
Once your financing is approved, you can start your care the same day. From there, you’ll be able to manage your financing in low monthly payments within your budget.
Dental financing basics
Dental financing can feel complicated, but it doesn’t have to be. Let’s break it down so you can determine if it’s the solution for you.
What types of dental financing are available?
We offer financing through CareCredit. CareCredit is a flexible way for you to afford dental treatments with low payments designed for your budget.
Will my application affect my credit score?
Good news—applying for financing with Forever Dental’s in-house lenders won’t impact your credit score. By answering a few questions, you can get a pre-qualified offer in minutes.
What credit score is needed for dental financing?
Regardless of your current credit history, we want to keep you healthy and smiling.
Your dental financing questions answered
How does dental financing work?
Dental financing at Forever Dental is provided by third-party lenders to offer you a flexible way to pay for your dental treatments. It provides access to the care you need without having to worry about the cost upfront.
Dental credit cards
Dental credit cards offer patients a line of credit to pay for their current and future dental treatments. Similar to traditional credit cards, your lender will set a credit limit for you to draw on up to a designated maximum amount. Similarly, you can use as much or as little of your credit line as you need, plus you can repay the borrowed funds on a flexible schedule.
What is a credit score?
Your credit score is a numerical representation of your creditworthiness. It’s used by lenders to evaluate your ability to repay debt(s) and to determine the level of risk associated with lending you money.
The most widely used credit scoring model is the FICO score, which ranges from 300 to 850. A higher credit score also indicates a lower risk of default, and is therefore seen as more favorable by lenders.
What determines good or bad credit?
Factors that impact your credit score may include your repayment history, amount of debt owed, length of credit history, types of credit used and new credit inquiries. It’s important for you to maintain a good credit score in order to have access to favorable credit terms and interest rates.